Money is essential to afford things you need and want, but keeping track of everything is a task in and of itself. Unfortunately, poorly handled finances can increase stress. When it’s hard to afford basic necessities and debts increase, climbing out of the hole can feel like an uphill battle.
Financial management is essential to your well-being but it can be time-consuming and complicated. Luckily, there are resources available to make things easier. Opening an account with a bank like ONE can go a long way in making financial management easier.
What Is ONE?
ONE is a bank that offers comprehensive products and services to consumers across the US. ONE’s goal is to provide everyday consumers with easy-to-use banking resources in order to manage their finances and simplify their lives.
Here are a few ways that ONE can help you regain control of your life and money.
Fee-Free Banking
Many financial institutions charge customers fees for minimum balances, monthly maintenance, foreign transactions, and wire transfers. Although they seem minimal, you can often spend hundreds of dollars on these fees every year. ONE offers fee-free banking, enabling you to keep more money in your account.
High-Yield Interest Rates
Banks offer interest to customers for storing their money in an account. While every penny helps, these rates are often so low that it can take years to see a return. ONE accounts can accrue between 1.00% to 3.00% APY, boosting your savings faster. Schedule transfers into your ONE Save Pocket and get 1.00% APY. Sign up for the Auto-Save feature and save even more. Auto-Save rounds transactions to the nearest dollar, stores the change, and accrues 3.00% APY.
Overdraft Protection
Overdrafts happen. While you might not intend on overdrafting your account, simple mistakes can make it happen. When overdrafts occur, you get charged for late payment and might see added fees on your bill.
ONE customers can sign up for overdraft protection. Eligible customers are protected on transactions of $200 or less. If a bill hits your account, overdraft protection kicks in so you can complete your transaction. You can add money to your account to cover the overdraft immediately, or pay it back over time at 1% monthly interest.
Pockets Take The Cake
Budgeting is an essential part of financial management. It helps you keep track of your income and expenses and allows you to make informed decisions about purchases and savings. However, applying your budget to your everyday life is easier said than done.
ONE’s Pockets are a practical resource. They are sub-accounts linked to your ONE card. You can customize them to match the line items on your budget and schedule transfers to ensure you always have money you need to pay your bills on time. ONE customers find it easy to stick to a budget, save money, and relieve stress when they apply Pockets to their financial planning.
Share Your Experience And Earn Cash
As if the above benefits weren’t enough, ONE customers can also earn cash by sharing their experience. ONE’s referral program enables you to make $50 for every person that opens a ONE account and completes a $250 direct deposit using your unique link. The best part is that your referral gets $50 bucks too! You can earn up to $500 to boost your savings, pay down debts, cover bills, plan a trip, or reach a financial goal.
Money matters are all-encompassing and can take up a lot of your time and energy. Don’t let money prevent you from living your desired life. Open an account with ONE and reclaim your peace.
